It is a crucial document that supports the charge instrument, providing legal assurance to the lender that the borrower has the right to encumber the property. In cases where the property is not considered matrimonial property, even a married person may use this affidavit to affirm that their spouse’s consent is not necessary for the charge. It is important to note that this affidavit must be commissioned by a legal professional, such as an advocate of the High Court, to ensure its validity and enforceability in legal proceedings.